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 New India Assurance Health Insurance
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 Top Mediclaim
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New India Assurance

Top Up Mediclaim

Standard Health Insurance Plan
Coverage available upto 22 Lakh
Total cashless network hospitals 4727
92.68% Claim Settlement Ratio
Standard Health Insurance Plan
Coverage available upto 22 Lakh
Total cashless network hospitals 4727
92.68% Claim Settlement Ratio
family premium calculation
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Overview

New India Top-Up Mediclaim includes In-Patient hospitalization expenses that you incur within the country. This Top-Up Mediclaim is offered on a family floater or an individual basis. It covers up to 6 family members. It can be taken along with another health insurance policy. Read below to understand more in detail about the benefits of this plan. Less

New India Top-Up Mediclaim includes In-Patient hospitalization expenses that you incur within the country. This Top-Up Mediclaim is offered on a family floater or an individual basis. It covers up to 6 family members. It can be taken along with another health insurance policy. Read below to understand more in detail about the benefits of this plan.

Features of Top Up Mediclaim

Key features to look for while selecting your health insurance plan
Sum Assured:
0%

Copay

Copay
Copay is the percentage of the claim amount that is borne by an insured person.
Rs 5,000/- limit

Room Rent

Room Rent
Room rent limit is the maximum amount of per day room charges that you can claim in case you get admitted to a hospital.
4 years

PED Waiting period

PED Waiting period
The amount of time you need to wait for, from the start of your policy, to be able to use the benefits in case of a particular disease

What is covered?

Sum Assured:
Hospital Daily Cash
Rs 500

Hospital Daily Cash

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What is Hospital Daily Cash
For longer duration hospitalization, this plan provides a fixed amount per day for small expenses. Total limit for such expenses is Rs. 500
Ambulance charges
Covered

Ambulance charges

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What is Ambulance charges
You can claim up to a maximum of Rs. 5,000 for ambulance charges.
AYUSH Cover
Covered

AYUSH Cover

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What is AYUSH Cover
Sidha, Ayurvedic, Homeopathic, Unani are covered up to a sum of Rs 5,00,000
Organ Donor
Covered

Organ Donor

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What is Organ Donor
In case of an organ transplant and there is a need of an organ donor, hospitalisation charges for the organ donor are covered in this plan. However, the cost of finding a donor is not covered.
Day Care
74 procedures upto S.I.

Day Care

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What is Day Care
Health insurance covers medical expenses only for hospitalizations exceeding 24 hours. Day care procedures refers to medical treatment undertaken in a hospital requiring less than 24 hours due to technological advancement. This plan covers listed day care procedures as mentioned in the policy wordings.
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What’s not covered

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Maternity
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Renewal Bonus
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Pre hospitalization
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Post Hospitalization
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Health checkup
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Restore benefits
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OPD
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Home hospitalization
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War related Injuries
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Cosmetic Surgery
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Lasik eye treatment
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Damage while driving under the influence of liquor or drugs

Cashless network hospitals

You don’t have to pay a penny to get your treatment done in the network hospitals of New India Assurance.
Search for number of nearby cashless network hospitals in your area.
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4727
Network Hospitals in India
Search cashless hospitals in your area
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8

Eligibility criteria

AGE ELIGIBILITY

18 years
Adult
65 years
Max age bar

POLICY PERIODS

1
year(s)

AGE ELIGIBILITY

3 months
65 years
Max age bar

No. of Members Covered

6
Members
Upto 4
Adults
Upto 2
Children

Policy Periods

1 year(s)

Waiting period

After
4 years
You can claim for any pre-existing conditions after 4 years of the policy start date.
After
30 days
A 30 days cooling period for all claims except any arising out of accidental injuries

About New India Assurance

New India Assurance Company Limited (NIA) is a completely owned subsidiary of the Govt. of India. It is a multinational insurance contributor in 27 countries. It has a powerful domestic & international presence, a broad range of insurance plans & has the latest technology to provide seamless and smooth service to their customers. Less

New India Assurance Company Limited (NIA) is a completely owned subsidiary of the Govt. of India. It is a multinational insurance contributor in 27 countries. It has a powerful domestic & international presence, a broad range of insurance plans & has the latest technology to provide seamless and smooth service to their customers.

Other plans of New India Assurance

Mediclaim

New India Mediclaim policy is for individuals between the age …
View Details
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Want Expert Advice?
Talk to our Insurance experts to choose the right plan as per your medical needs.
I hereby authorize Hudson to communicate with me on the given number for my Insurance needs. I am aware that this authorization will override my registry under NDNC. Less
I hereby authorize Hudson to communicate with me on the More
Thank you for scheduling a call with us! One of our Health Insurance experts will call you shortly.
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